At 31 years old, I hit rock bottom. I was a full-time single dad with just $300 to my name and had to file for Chapter 7 bankruptcy. I couldn’t afford my apartment, so I moved into a friend’s spare room just to get by. That was in 2016.

The next few years were about rebuilding—mentally, financially, and emotionally. I slowly started getting back on my feet. In October 2019, after years in the corporate world, I decided to bet on myself and walked away from my job to pursue real estate investing full-time. I started with wholesaling and flipping, then discovered the BRRRR strategy—and that’s when everything changed. I branded myself as Mr. Brrrr and leaned all the way in.

Then in 2020, at the start of the pandemic, I came across a strategy that would change my life: Infinite Banking. I started using it to fund my real estate deals, essentially becoming my own bank. It allowed me to multiply my money and create cash flow in a way I never thought possible. I was so blown away, I started sharing everything I was learning with anyone who would listen.

That passion for teaching turned into something much bigger than I expected. I began sharing my journey on social media, and before long, I had built an audience of over 1.1 million people. What started as a way to share financial strategies became a movement.

Today, I use my platform to teach others how to take control of their finances, become their own bank, and create true financial freedom. I’ve built a business around helping people unlock the same tools that changed my life—without relying on big banks or Wall Street.

Most importantly, I’m a husband and a proud father to two amazing daughters. Everything I do—this mission, this message—is rooted in providing a better life not just for my family, but for yours too.